First Time Home Buyer’s Guide to Buying a House in Fort Lauderdale

 

Fort Lauderdale sits along the Atlantic Ocean on the eastern side of the United States. It offers a first time home buyer the beauty and luxury of living in paradise. You have sunny beaches, exciting nightlife and all the trappings of various lifestyles that let you live your life the way you want.

 

What First Time Home Buyer Wouldn’t Want to Live in the Ambiance of a Beautiful Fort Lauderdale Home?

To make this thought a reality, take a look at these 5 ideas on how to buy your first home in Fort Lauderdale.

 

1. Study the Real Estate Market

 

Communicate with your real estate agent. Do your research online making sure to investigate all the properties you are interested in. Pull up those properties on Google maps. Zoom into street level to inspect the neighborhoods. Drive by the properties at night and during the day. Make time to visit the properties during rush hour. This place may become your new Fort Lauderdale home, so make sure it fits in with your current day-to-day schedule.

 

2. Buy When You’re Ready

 

If you asked 5 people right now if you should buy a home, you’ll get 5 different responses. Time and time again, people are waiting for the “perfect” opportunity to buy. Let us let you in on a little secret, “There is no such thing as a perfect time to buy.” There’s only your right time to buy. To figure out when that is, do some math… you make X amount of dollars and you have X dollars in bills. Then go over to our mortgage payment calculator and start plugging in all the information about your ideal house. For help with your mortgage loan, contact us.

 

3. Get the Right Loan

 

Shoot for the best interest rate. Go with a mortgage company who won’t stop until you get that. Take note of all the various fees involved. We go out of our way to stay completely transparent with our clients, so they know exactly how much everything costs and why. If it’s within your budget, we even suggest converting your loan into bi-weekly payments. Doing this will shorten the life of your loan.  

 

4. Does the Fort Lauderdale Home Have the Comforts & Features You Seek

 

Once you figured out how much house you can afford, it’s time to start looking. When you locate a prospect in the Fort Lauderdale area, pay attention to the following:

• The windows and doors.
• How the home will hold up in a hurricane.
• Are you comfortable with the floor plan?
• Is the drainage, sewage and sprinkler systems up to par?
• What condition is the roof in?
• How old is the house?

5. Before Buying, Inspect Your New Fort Lauderdale Home

 

Do not finalize payment as a first time home buyer until you inspect the home. We even suggest hiring a professional inspector to look at the home. This ensures nothing is missed and that you will most likely not encounter any bad surprises. Not only that but a home inspector in Fort Lauderdale will make sure you get what was promised to you and will carefully check every crevice and facet of the home.

 

First time home buyers also receive a lot of incentives and breaks. This will make it easier to afford a new Ft. Lauderdale home.

 

Now that you have an idea of how to buy a house in Fort Lauderdale, give us a call and we will make sure you get the best mortgage.