Straight answers on your mortgage.
25 years of treating every loan like it was our own family's — no rushing, no upselling, no one-size-fits-all rate.
At Nations Mortgage, the person comes before the paperwork. While other South Florida lenders came and went, we stayed — because we don't rush people in and out, and we don't put anyone into a home they can't actually afford. 25 years of referrals is built on that, not advertising.
25 years of referrals, in their words
Michael Previti was amazing to work with during our home buying process. He always had the answers to our questions and was genuinely caring to our needs. I would 100% recommend giving him a call at Nations if you are looking for a mortgage in the Florida area.
Michael was nothing short of amazing! I honestly feel like I have found a friend for life. Michael goes above and beyond the call of duty. He looks out for your long term financial health and not his own pocket. I felt 100% confident and fully informed through my first home buying process. He turned an experience that can be the one of the most stressful times of your life into an absolute breeze…
Michael and his team are absolutely amazing to work with. They were able to take us from start to closing in 7 days! He can operate in multiple states as well. I have purchased 2 homes with Michael and his team over the years (in two different states now too) and if we ever plan to move or buy another I will only use Michael…
100% recommend Michael Previti. This is my first time borrowing such a large lump sum of money and I was nervous. Every question I had, he answered in a timely manner. Thank you so much for helping our family when we needed it.
We had an outstanding experience with Michael at Nations Mortgage. Michael had the heart of a teacher and was constantly patient with us as we learned more about the buying process in south Florida. We ultimately closed in March 2025, thanks in part to Michael's above-and-beyond efforts to get us to the finish line.
Michael Previti services was outstanding!!! Communication was clear, responses were prompt, and ALL my issues were resolved efficiently. It's refreshing to interact with a Michael, he genuinely cares about providing a great customer experience and customer satisfactory. Add that he is extremely polite and incredibly patient.
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Loan Programs
First-time purchase, FHA, refinance, home equity — matched to your actual numbers.
Browse ProgramsMortgage Calculator
See principal, interest, taxes and insurance broken out before you shop.
Open CalculatorA plan built around your numbers
There's no such thing as a one-size-fits-all mortgage. Here's where most Florida buyers start.
Never done this before? That's exactly who we built this for.
First time home buyers are not always sure what to expect when buying a house in Florida, or how to get the best mortgage rate. We'll walk you through every step, from pre-approval to the closing table.
Start your application FHA LoansAs little as 3.5% down, if it's the right fit
A Federal Housing Administration loan is backed by the government, which is what makes the low down payment possible. In exchange you'll pay mortgage insurance. Whether that trade-off makes sense depends on your situation.
Run the numbers RefinanceLower rate, shorter term, or cash out
Rates change, and so does your situation. We'll run the numbers with you before you commit to anything, so you know exactly what changes and what it actually saves you.
Compare payments Home EquityPut what you've already built to work
Renovations, debt consolidation, or whatever's next — borrow against the equity you've earned in your home, on terms that make sense for what you're actually trying to do.
Talk it throughReady to talk it through?
Start your application online any time, or tell us what you're looking to do and we'll follow up — usually same business day.
Talk to us directly
Prefer to skip the form? Call during office hours or send an email — a real person will get back to you.
Plantation, FL 33324